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About us

Independent Advisors. Real People. Better Coverage.

For more than 25 years, American Medical Plans has helped individuals, families and small businesses cut through the complexity of health insurance and find coverage they can count on.

  • Licensed, independent advisors
  • No-cost consultations
  • Year-round support
Scott Ferguson, founder of American Medical Plans, meeting with clients

Meet the founder

Scott Ferguson & American Medical Plans

I'm Scott Ferguson, and for more than 25 years I've helped individuals and small businesses find the right health insurance. Throughout my career I've built lasting relationships by guiding clients through the often-complex world of insurance with clarity and care.

Not all insurance companies are the same. That's why we work exclusively with top-rated carriers known for their reliability and financial strength. Your family's well-being deserves nothing less.

Health insurance changes constantly, and keeping up can be overwhelming. That's where we come in. At American Medical Plans, we're committed to providing the best possible coverage — tailored to your needs and budget — so you feel confident and protected, always.

25+Years helping families and small businesses
30–60%Savings many clients report after switching*
$0Cost for our consultations and enrollment help

*Individual results vary based on age, health, location and plan selection.

Our mission

Health insurance has changed significantly since the Affordable Care Act. Premiums have climbed, deductibles have grown and networks have narrowed. We specialize in private, non-ACA plans for individuals and small groups, and we take the time to find the plan that fits your specific needs — while still comparing ACA Marketplace plans whenever they're the better value.

If you're paying too much, unhappy with your current coverage, or simply exploring your options, we're confident you'll like what we have to offer. We'll help you navigate the evolving healthcare landscape — today and for years to come.

What we believe

  • Independence: we represent multiple carriers so our advice serves you, not a sales quota.
  • Education over pressure: you'll understand exactly what you're buying before you buy it.
  • Real relationships: you'll talk to real people who know your file, not a rotating call center.
  • Long-term service: annual reviews, claims help and support whenever life changes.

Trusted nationwide

What our clients say

★★★★★

“American Medical Plans stands out for their deep knowledge and professionalism. They're clearly experts in their field and always go the extra mile to help clients make informed decisions.”

Heather UnderwoodAmerican Medical Plans client
★★★★★

“They are a very helpful company. Kay helped me find an insurance plan to fit my budget, and also helped with getting me life insurance.”

Rachel AllenAmerican Medical Plans client
★★★★★

“Very pleased with all the help Jude has provided. He is so very patient with all my questions, very responsive, and takes the time to talk through all options.”

Julie EngleAmerican Medical Plans client
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Ready to stop overpaying for coverage?

Get a side-by-side comparison of plans that fit your budget and your doctors. It costs nothing, and there's never any pressure to enroll.