Individual and Family Insurance
Cover yourself or rest assured knowing your family is covered with a quality health insurance plan.
Individual & Family Health Insurance Made Simple
Whether you’re self-employed, between jobs, or simply shopping for a better plan, navigating individual and family health insurance can feel overwhelming. At American Medical Plans, we make it easy. Our team of experienced health insurance advisors is here to help individuals and families find affordable, high-quality coverage that fits their lifestyle, medical needs, and budget.
We’re your local health insurance experts—providing personalized guidance, comparing top-rated insurance carriers, and making sure you get the coverage you need with confidence and peace of mind.
What Is Individual and Family Health Insurance?
Individual and family health insurance refers to coverage you purchase on your own—not through an employer or a government program like Medicare or Medicaid. These plans are ideal for:
Self-employed individuals or freelancers
Part-time workers without benefits
Early retirees under 65
Families who don’t qualify for employer-sponsored coverage
Those in a transition period between jobs
Our Mission
How American Medical Plans Helps with Individual & Family Insurance
Choosing a health plan on your own can be confusing—but you don’t have to do it alone. At American Medical Plans, we guide you through every step of the process so you get coverage that actually works for your family—without the stress or guesswork.
1. Personalized Health Insurance Consultations
We start with a free, no-obligation consultation to understand your unique healthcare needs, budget, and preferences. Whether you’re looking for comprehensive coverage or something more budget-friendly, we help you find the best fit.
2. Marketplace & Private Plan Comparison
We compare ACA Marketplace plans and private insurance options from top carriers—ensuring you don’t miss out on any available subsidies, tax credits, or plan features. We’re not tied to any one provider, so we work for you—not the insurance companies.
3. Affordable Coverage for Families and Individuals
We help you explore plans with the right balance of monthly premiums, deductibles, copays, and benefits. Whether you’re covering just yourself or your entire family, we find the coverage that works best for your needs and financial situation.
4. Year-Round Support
Our commitment doesn’t end after enrollment. We provide ongoing support to answer coverage questions, help with claims, and review your plan each year to make sure it still fits your needs.
Why Choose American Medical Plans?
When it comes to protecting your health and your finances, you want someone you can trust. Here’s why individuals and families choose American Medical Plans:
We're Independent
We’re a locally owned and operated agency, proudly serving our community with honest, personalized service. We take the time to listen and get to know you—no call centers, no one-size-fits-all solutions.
100% Free Service
There’s no cost to work with us. Our services are completely free, and we’ll never charge you for advice or enrollment help. We’re paid by the insurance carriers, so our priority is finding the best plan for you.
Licensed Health Insurance Experts
Our licensed agents are trained to help you navigate the health insurance system with ease. We stay current on policy changes, carrier options, and subsidy guidelines so you don’t have to.
No Pressure—Just Support
We don’t believe in pushy sales tactics. Our goal is to educate and empower you, so you can make confident decisions about your health coverage.
Common Questions We Help Answer
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“What’s the difference between Bronze, Silver, Gold, and Platinum plans?”
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“Can I get health insurance if I’m self-employed?”
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“What kind of coverage is best for my family?”
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“How much will health insurance cost me each month?”
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“Do I qualify for financial assistance or a tax credit?”
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“Is short-term health insurance a good idea?”
We help cut through the confusion and give you straight answers to your health insurance questions.
Enrollment Periods You Need to Know
Health insurance is time-sensitive. Missing an enrollment period can mean going uninsured or paying a penalty. Here’s what you need to know:
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Open Enrollment Period (OEP): November 1 – January 15 each year. This is when most people can enroll in or change their individual health insurance plan.
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Special Enrollment Period (SEP): If you’ve recently had a major life event (like losing employer coverage, getting married, having a baby, or moving), you may qualify to enroll outside the open enrollment period.
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Short-Term Insurance: For those in-between coverage or looking for temporary solutions, we also offer short-term health insurance options.
We’ll help you determine which enrollment period applies to you and handle the application process from start to finish.
Private Insurance: No Time Restrictions. Enroll Any Time!
You never have to worry about whether or not it is the right time to enroll in a new health insurance plan. Additionally, if you need to make changes to your plan, you can do that as needed. You never have to wait for the right time to get the coverage you need, at an affordable rate.
Ready to Find the Right Plan for You or Your Family?
You don’t have to face the health insurance system alone. Whether you’re applying for the first time or looking for a better plan, American Medical Plans is here to help.
Schedule your free consultation today.
Compare plans from trusted carriers.
Get affordable health insurance for you and your family—without the hassle.
Smart coverage. Simple process. Real savings. That’s American Medical Plans.
Need a quote?
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